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 Homeowner loans – available to most homeowners at low rate 
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Post Homeowner loans – available to most homeowners at low rate
by: David Lynes - Loans4



Homeowner loans have become increasingly popular over recent years, and one of the reasons for this is that many homeowners across the UK have seen their property values rise by a considerable amount. Homeowners loans are, as the name suggests, open to those that own their own homes, and the level of equity in the home will determine your eligibility to borrow and how much you can borrow.

The good thing about homeowner loans is that, if you are a homeowner, they are far more accessible in many cases than an unsecured loan. For example, if you have a bad credit rating and are looking for a loan it is far more likely that you will be able to get a homeowner loan that an unsecured loan – this is because of the increased security that your lender will have because the loan is secured against the home.

In short, you will find that homeowner loan are available to most homeowners at very competitive rates, which is highly important in a climate where borrowing has become so expensive as a result of the credit crunch that has swept across the UK since late summer of last year. He secured nature of homeowner loans means that lenders are able to take more risks when it comes to lending, and this means that you can look forward to more affordable borrowing and increased accessibility to this type of borrowing.

If you are looking for an affordable homeowner loan then the first thing you need to do is work out how much equity you have in your home, as this will help to determine how much you can borrow in the form of a homeowner loan. You should bear in mind that although competitive rates on homeowner loans are available to many homeowners you will pay a higher rate of interest if you have a poor credit rating or no credit rating than someone with a good credit rating.

These days getting affordable credit isn’t always easy, and this has become harder and harder over recent months because of the financial turmoil that has hit the credit markets. For those that own their own homes finding affordable credit with loans at low rates is far easier, and this means that you won't have to pay over the odds to raise money.

You can use the funds from a homeowner loan for just about any purpose, and this includes raisinw.a-2-z-business-plans.com




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4da1dfaec37How Can Hiring Your Kids Help You Save on Income Taxes?vby: Kristine McKinley



Hiring your children in your business can be a great tax savings strategy, as well as a way to teach your children about business and money.

Wages paid to your children (between the ages 7 and 17) are a valid business deduction, as long as they do bona fide work, and they are compensated fairly.

Your children can earn up to $5,350 (the standard deduction amount for 2007) before they will owe any income tax.


Fri Dec 12, 2008 12:33 pm
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